THE PRIVACY POLICY
At CashReporter ("CR", "we", "us", "our") we value your support and respect your privacy rights. As a demonstration of our commitment to protecting your rights, we created this privacy policy ("Privacy Policy") to explain how we treat the information collected and received from your use of our website, www.cashreporter.com ("Website"). This Privacy Policy applies only to the Website, and we are not responsible for the practices of persons, companies, or websites that CR does not control, manage, or employ. Except as set forth in this Privacy Policy and our Terms of Use Agreement ("Terms of Use") and other published guidelines, we do not release personal information about our users without their permission.
What Information this Privacy Policy Covers
Most of our Website's functionality can be used without revealing any personal information, though for some specific features or services personal information may be required. If you do not use these specific features or services on the Website, then the only information we collect will be "Non-Personal Information" (i.e., information that cannot be used to identify you). Non-Personal Information includes information such as the web pages that you have viewed. In order to access certain features and benefits on our Website, you may need to submit "Personally Identifiable Information" (i.e., information that can be used to identify you). Personally Identifiable Information can include information such as your name, home address, telephone number and email address. You are responsible for ensuring the accuracy of the Personally Identifiable Information you submit to CR. Inaccurate information may affect your ability to use the Website, the information you receive when using the Website, and our ability to contact you. For example, your email address should be kept current because that is one of the primary manners in which we communicate with you.
What You Consent to by Using Our Website
Please understand that by submitting any Personally Identifiable Information to us, you consent and agree that we may collect, use and disclose such Personally Identifiable Information in accordance with this Privacy Policy and our Terms of Use, and as permitted or required by law. If you do not agree with these terms, then please do not provide any Personally Identifiable Information to us. If you refuse or withdraw your consent, or if you choose not to provide us with any required Personally Identifiable Information, we may not be able to provide you with the products or services that can be offered on our Website.
What Information We Collect
We gather two types of information about users through the Website:
- Non-Personal Information. When users come to our Website, we may track, collect and aggregate Non-Personal Information indicating, among other things, which pages of our Website were visited, the order in which they were visited, and which hyperlinks were "clicked." Collecting such information may involve logging the IP address, operating system and browser software used by each user of the Website. Although such information is not Personally Identifiable Information, we may be able to determine from an IP address a user's Internet Service Provider and the geographic location of his or her point of connectivity.
We also use or may use Cookies to help us determine, without limitation, the type of content and sites to which a user of our Website links, the length of time each user spends at any particular area of our Website, and the specific functionalities that users choose to use. Essentially, Cookies are a user's identification card for the CR servers. Cookies allow CR to serve you better and more efficiently, and to personalize your experience at our Website. Cookies are not used to retain Personally Identifiable Information.
You should be able to control how and whether Cookies will be accepted by your web browser. Most browsers offer instructions on how to reset the browser to reject Cookies in the "Help" section of the toolbar. If you reject our Cookies, certain of the functions and conveniences of this Website may not work properly, but you do not have to accept our Cookies in order to productively use many functionalities of the Website. - Personally Identifiable Information. We collect Personally Identifiable Information that you provide to us when you register with CR, participate in our public forums, and/or send us email messages. Among other things, we may use the Personally Identifiable Information that you provide to respond to your questions, provide you the specific services you select, send you updates about CR or CR events, send you email messages about Website maintenance and updates and inform you of significant changes to this Privacy Policy.
- Forums") where you can share comments and thoughts. In order to participate in the Forums, you may be required to register with us and/or provide us with Personally Identifiable Information such as your name and email address. Personally Identifiable Information shall not include any information posted or sent by or to you via any public Forum or the Website.
- Registration with CR. CR offers an account to each user that registers with CR. A CR account can be used to participate in the Forums and manage your CR account. In order to register with CR, you will be required to provide us with Personally Identifiable Information such as your name and email address.
- Communications with CR. We may receive Personally Identifiable Information when you send us an email message or otherwise contact us.
How We Use the Information
Please take some time to familiarize yourself with the different ways CR uses the information that we gather.
- Non-Personal Information. We use Non-Personal Information in aggregate form to build higher quality, more useful services by performing statistical analyses of the collective characteristics and behavior of our users, and by measuring demographics and interests regarding specific areas of our Website.
- Personally Identifiable Information. This Privacy Policy serves as notice that we collect Personally Identifiable Information in the manners described herein. Except as set forth in this Privacy Policy or as specifically agreed to by you, CR will not disclose any Personally Identifiable Information we gather from you on the Website. In addition to the other uses set forth in this Privacy Policy, we may disclose and otherwise use Personally Identifiable Information as described below.
- Forums. We use Personally Identifiable Information collected during your use of the Forums to facilitate your use of the Forums. We may also archive this information and/or use it for future communications with you and/or your designee(s).
- Registration with CR. We use Personally Identifiable Information collected during registration with CR to facilitate your use of the Website. We may also archive this information and/or use it for future communications with you and/or your designee(s).
- Communications with CR. When you send us an email message or otherwise contact us, we may use the information provided by you to respond to your communication and/or as described in this Privacy Policy. We may also archive this information and/or use it for future communications with you.
- Disclosure to CR Operations and Maintenance Contractors. Our operations and maintenance contractors sometimes have limited access to your Personally Identifiable Information in the course of providing products or services to us. These contractors may include vendors and suppliers that provide us with technology, services, and/or content related to the operation and maintenance of the Website. Access to your Personally Identifiable Information by these contractors is limited to the information reasonably necessary for the contractor to perform its limited function for us.
- Government Authorities, Legal Rights and Actions. CR may share your Personally Identifiable Information with various government authorities in response to subpoenas, court orders, or other legal process; to establish or exercise our legal rights or to protect our property; to defend against legal claims; or as otherwise required by law. In such cases we reserve the right to raise or waive any legal objection or right available to us. We also may share your Personally Identifiable Information when we believe it is appropriate to investigate, prevent, or take action regarding illegal or suspected illegal activities; to protect and defend the rights, property, or safety of CR, the Website, our users, customers, or others; and in connection with our Terms of Use and other agreements.
External Links
You agree that CR may transfer your Personally Identifiable Information to other countries (including countries outside the EEA) as required in connection with any of the purposes set out in this Privacy Policy.
For your convenience we provide links to websites operated by companies other than CR ("Third Party Sites"). We do not disclose your Personally Identifiable Information to these Third Party Sites without obtaining your consent. We do not endorse and are not responsible for the privacy practices of these Third Party Sites. If you choose to link to one of these Third Party Sites, you should review the privacy policy posted on the other website to understand how that Third Party Site collects and uses your Personally Identifiable Information.
Confidentiality & Security of Personally Identifiable Information
We consider the confidentiality and security of your information to be of the utmost importance. We will use commercially reasonable efforts to keep your Personally Identifiable Information private and will not share it with third parties, except as otherwise provided in this Privacy Policy, or unless we have good faith belief that such disclosure is necessary in special cases, such as a physical threat to you or others. CR takes reasonable measures to protect your Personally Identifiable Information from disclosure to or access by third parties. Please note that we do not guarantee the security of Personally Identifiable Information, and there is some risk that an unauthorized third party may find a way to circumvent our security systems or that transmissions of your information over the internet will be intercepted.
Updating or Deleting Your Personally Identifiable Information
We maintain a procedure in order to help you confirm that your Personally Identifiable Information remains correct and up-to-date or choose whether or not you wish to receive material from us or some of our partners.
If you have registered with CR, you may update your Personally Identifiable Information by logging-into your account and updating your Personally Identifiable Information accordingly.
You may also email us at info@cashreporter.com in order to delete or update your Personally Identifiable Information on our systems. We try to answer every email promptly, but may not always be able to do so. Keep in mind, however, that there will be residual information that will remain within our databases, access logs and other records, which may or may not contain your Personally Identifiable Information.
If you have any privacy-related questions or unresolved problems, you may contact CR using the information provided below.
Changing Our Privacy Policy
Please note that we review our privacy practices from time to time, and that these practices are subject to change. Any change, update, or modification will be effective immediately upon posting on our Website. We will notify you of any material change to this Privacy Policy by posting a notice on our Website's homepage for a reasonable period of time following such update, and by changing the effective date (located at the bottom of this page). Be sure to return to this page periodically to ensure familiarity with the most current version of this Privacy Policy.
Jurisdictional Issues
CR makes no representation that the Website operates (or is legally permitted to operate) in all geographic areas, or that the Information, Website, or Services are appropriate or available for use in other locations. Accessing the Website from territories where the Website, or any content or functionality of the Website or portion thereof, is illegal is expressly prohibited. If you choose to access the Website, you agree and acknowledge that you do so on your own initiative and at your own risk and that you are solely responsible for compliance with all applicable laws.
Protecting Children's Privacy
CR strongly believes in protecting the privacy of children. In line with this belief, we do not knowingly collect or maintain Personally Identifiable Information on our Website from persons under 13 years of age, and no part of our Website is directed to persons under 13 years of age. If you are under 13 years of age, then please do not use or access this Website at any time or in any manner. We will take appropriate steps to delete any Personally Identifiable Information of persons less than 13 years of age that has been collected on our Website without verified parental consent upon learning of the existence of such Personally Identifiable Information.
California Privacy Rights
Under California Law, California residents may have the right to request in writing from businesses with whom they have an established business relationship: (a) a list of the categories of Personally Identifiable Information and the type of services provided to the customer, that a business has disclosed to third parties (including affiliates that are separate legal entities) during the immediately preceding calendar year for the third parties' direct marketing purposes and (b) the names and addresses of all such third parties. To make such requests, if entitled, please use the contact information listed below.
Contacting CR
If you have any questions, comments or complaints about this Privacy Policy or our Website, please contact us:
Email: info@cashreporter.com
Effective November 16, 2009